Songer Whitewater, Inc.

What We Do

The Natural Capital Investment Fund (NCIF) is a business loan fund that provides debt and equity financing to small businesses located in North Carolina, Northeast Tennessee, Southwest Virginia and West Virginia.

NCIF financial products provide critical, timely capital that supports business expansion, creates employment opportunities, and develops the rural tax base. NCIF also provides targeted technical assistance to build the non-financial capacity of our clients.

Our Services

A Mission-Oriented Approach to Underwriting

NCIF is dedicated to making investments in companies and projects that promote sustainable development and have a positive impact on human health and the natural environment.

Sectors of particular interest include: heritage and recreation-based tourism, value-added and sustainable agriculture, water/wastewater treatment, sustainable forestry and forest products, integrated waste management, and recycling.

Learn more about our triple bottom-line approach.

NCIF Highlight

Piedmont Biofuels Truck
Two firsts with one deal

With its investment in Piedmont Biofuels, Inc., NCIF entered the North Carolina market and added renewable energy to its portfolio of industries.

New Offering from NCIF

NCIF Partners to Offer New Markets Tax Credit Products

In 2008, NCIF established a formal working partnership with CEI Capital Management, LLC to provide access to New Markets Tax Credit-based loan funds in our four state service area. This partnership represents a unique opportunity to accelerate the development and implementation of triple bottom line projects in rural Appalachia and the Southeast. Read more>

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Our donors choose to invest in the Fund because of our commitment to safeguarding their privacy, exceeding industry standards for use of funds, limiting mailings and ensuring gifts directly support conservation.